Saturday, July 5, 2014

A Dividend Paying Strategy for the Rich 7/5/14

Last week ICE gave a second confirming Buy signal on SPY. That does not make the signals stronger or predict the future any better than one signal but it is clear the direction remains up. The Dow Jones 30 seemed determined to break through 17,000 which it did. Next S&P 500 is at 1,985 and headed for 2,000. Nasdaq 100 is at 3,923 and is moving like a magnet towards 4,000. These things will happen.

People who like to enter the market when it is low; but actually don’t are in a real bind. The market has run away from them and any drop will always seem not big enough. A 10% drop in the Dow Jones will still keep it above 15,000. Is that low enough for someone to get back in? Or would you feel that it will go lower before getting in?



I am working on another project. Last year I listened to a Wealth Manager speak at our local AAII (American Association of Individual Investors) meeting. He spoke about how he managed this rich lady’s account. He put all her money into 15 high quality stocks that paid good dividend (around 3%). All the lady needed was the dividend money. 3% is certainly much higher than what a bank would pay (<1% now). As the stocks increased in value over the years, her dividend increases and keeps her ahead of inflation. She did not care whether the stocks went up or down but obviously she has done real well in the last 10 years and her dividend has grown. My thoughts were to add solid technical systems on these stocks and put some money into these stocks for the long haul. I still cannot tolerate seeing my capital shrink during recessionary times and therefore I will need to have trading systems on them. This weekend I have been back testing my best systems and deciding which ones need to go on which stock.


Here are the 15 stocks: ABT, COP, INTC, KO, JNJ, MDT, MMM, PEP, PG, PFE, SYK, SYY, UTX, WMT, and XOM. Also shown is a chart on PEP with my trading system on it. 


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